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Share
Savings
1.01% APY
Christmas Club Accounts
1.01%
APY
Fees
may
reduce earnings on the account, Please see the Fee Schedule
that follows. Dividend rates on Share Savings and Christmas
Club accounts are variable and may change at the discretion
of the Board of Directors of Lee Hospital Credit Union.
Regular Share Savings accounts and Christmas Club accounts
require a minimum balance of $5.00 to open the account.
The stated APY will be applied to the average daily
balance in the Share Savings and Christmas Club accounts
and will be paid quarterly. You must maintain a balance
of $5.00 in the account to earn the stated dividend.
Accrued dividends will be forfeited should the account
be closed before dividends are credited.
Share
Draft Accounts
0.00% APY
Fees
may reduce earnings on the account. Please see the Fee
Schedule that follows. Dividend rates on Share Draft
accounts are variable and may change at the discretion
of the Board of Directors of Lee Hospital Credit Union.
The stated APY will be applied to the average daily
balance in the Share Draft account and will be paid
quarterly. You must maintain a minimum balance of $1000.00
in the account to earn the stated dividend. Accrued
dividends will be forfeited should the account be closed
before dividends are credited.
Advantage
Checking (as of last quarter ending 01-31-07)
3.87%
APY
Fees
may reduce earnings on the account. Please see the Fee
Schedule that follows. Dividend rates on Advantage Checking
accounts are variable and may change at the discretion
of the Board of Directors of Lee Hospital Credit Union.
Advantage Checking accounts require a minimum $2500.00
balance to open the account. The stated APY will be
applied to the average daily balance of the account
provided that a $2500.00 balance is maintained. Dividends
will be credited to the account monthly. Accrued dividends
will be forfeited should the account the account be
closed before dividends are credited.
| Dividend
Rates For Savings |
| SHARE
CERTIFICATES |
APR |
APY |
| 180
DAYS |
3.10% |
3.14% |
| 1
YEAR |
3.10% |
3.14% |
| 18
MONTH |
3.10% |
3.14% |
| 2
YEAR |
3.10% |
3.14% |
| 3
YEAR |
3.45% |
3.51% |
| 4
YEAR |
3.45% |
3.51% |
| 5
YEAR |
3.45% |
3.51% |
|
| Dividend
Rates For Savings |
| IRA |
APR |
APY |
| 1
YEAR |
3.10% |
3.14% |
| 18
MONTH |
3.10% |
3.14% |
| 2
YEAR |
3.10% |
3.14% |
| 3
YEAR |
3.45% |
3.51% |
| 4
YEAR |
3.45% |
3.51% |
| 5
YEAR |
3.45% |
3.51% |
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The
stated rate will be paid until the certificate matures.
Dividends are credited to the account monthly, quarterly,
or at maturity. Share Certificates and IRA certificates
will automatically renew for the original term at the
stated rate in effect at the time of renewal. The following
penalties may be imposed for early withdrawal:
- For
Share Certificates with a term of less than one year,
a penalty equivalent to one month's accrued interest
may be charges.
- For
Share Certificates or IRA Certificates with a term
of one year or more, a penalty equivalent to three
month's of accrued interest may be charged.
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